Many Canadians are not aware of the fact that their medical coverage through their employer, spouse, or parents’ insurance benefits may cover massage therapy. Almost all insurance plans cover a maximum amount within a set period of time (typically a year). That means that if you exceed this maximum within the calendar year you may have to pay out of your own pocket unless you upgrade your insurance plan. However, it also means that if you are under your maximum limit then you are not making the most of your plan and are leaving money on the table.
If you have a plan and have not used all your massage coverage yet, then you are essentially letting your coverage go to waste.
Know your coverage
Not every plan will cover the entire cost of registered massage therapy. In most cases the majority of the cost will be covered, but in other instances only a percentage (80% is common) will be covered. It’s important to either talk to your insurance provider, or ask your registered massage therapist – they can call your insurance provider on your behalf to get a clear picture of how your coverage works.
How many people use insurance?
The College of Massage Therapists of Ontario commissioned a study which found that, in Ontario, 75% of patients pay for their registered massage therapy, in full or in part, through workplace insurance benefits. It is a common and accepted practice in Canada to use your work coverage to pay for registered massage therapy.
Registered massage therapy works
Using workplace insurance to cover the cost of registered massage therapy helps to alleviate both physical and mental conditions including:
Relieve work stress with a massage
One of the biggest benefits to patients is the stress relieving qualities of registered massage therapy. In Canada stress resulting from job-related factors costs an estimated $16 billion per year. Using your coverage to pay for registered massage therapy is not only beneficial to you, but also to your employer. Massage therapy will make you a more relaxed, happy, and productive employee.
Repetitive strain injuries (resulting from performing the same task over and over again, like typing, or working in factory or shop) now affects one in ten Canadians. Registered massage therapy is an effective preventative therapy for mitigating the strain caused by performing repetitive tasks.
Since massage alleviates physical and mental health conditions, and is an effective preventative therapy it has a broad range of applications. So, if massage is covered by your insurance plan then you should make the most of it during the stressful holiday season and before your benefits reset in January.
Massage in Ancaster
If you are looking for registered massage therapy in Ancaster, Ontario then look no further than Meadowlands Physiotherapy, Ancaster's preeminent physiotherapy, acupuncture, and massage therapy provider. Patients receive personalized treatment plans to meet their needs. Flexible payment solutions make it easy to make the most of your coverage.
Looking for a massage therapist in Ancaster? Don’t wait until your massage coverage expires. There is still time to book your massage before the New Year. Call or visit today!